Protection
Whether you're after mortgage protection to secure your family’s future or insurance to cover your property and belongings, we’ve got the right solution for you. Our protection policies are tailored to protect you and your loved ones from the financial impact of death, illness, serious accidents, or even unemployment due to sickness and accident.
Our Protection Services
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Life Insurance
Giving your loved financial security.
We will assess your individual needs to put together a tailored package that is right for you.
The lump sum could help cover your debts, give access to additional capital, or replace your income for those left behind.
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Critical Illness
Pays out a tax-free lump sum if you suffer a specific medical condition or injury. This can help if you're unable to work, assist with private medical expenses, or make significant changes to your home. Providers offer varying levels of coverage for different illnesses. We’re here to simplify your decision, discuss your needs, and recommend the most suitable policy.
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Income Protection
This policy pays out a monthly tax-free sum, based on a percentage of your income, if you’re unable to work due to an accident or illness.
This essential protection helps cover your day-to-day bills and offers financial security for you and your family during times when you cannot work, ensuring peace of mind when it matters most.
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Family Income Benefit
Family Income Benefit (FIB) provides your family with regular financial support if you die or are diagnosed with a terminal illness. The payouts are ongoing monthly income rather than a lump sum, and coverage lasts for a specified period. If you pass away during that time, your loved ones receive a tax-free income to help cover essential expenses.
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Business Protection
Business Protection ensures your company can thrive in the unfortunate event of a key employee, business owner, or director suddenly becoming critically ill or passing away. These individuals are vital to the success and growth of the business. By putting provisions in place, you can safeguard your company’s financial future against the unexpected loss of a key person.
We are here to help. Contact us today for a no obligation 20 minute consultation.